Alex Periello, CEO of Realogy Franchise Systems (Owner of ERA Real Estate), made an interestion proposal in the NY Times re how to solve the problem of people who under water with their homes (house being worth less than they owe) walking away or forcing foreclosure. Ckeck out his oped piece at http://www.nytimes.com/2011/01/06/opinion/06perriello.html?_r=2&ref=opinion